FCA · FINTRAC · ARIF · ATVP
Authorised, registered or supervised across four jurisdictions
Limassol | CY
London | UK
Luzern | CH
Vancouver | CA
Wiesbaden | DE
Sofia | BG
ONE GROUP. SIX BRANDS. LICENCES INSIDE THE GROUP.
Most international businesses lose months to providers who say yes at sales and no at onboarding. BLK Group is built the other way round: six specialised brands, regulated entities held within the group’s own ownership structure, and a straight answer on whether we can serve you before you commit.
Limassol | CY · London | UK · Luzern | CH · Vancouver | CA · Wiesbaden | DE · Sofia | BG
BLK STANDARDS
Group entities are authorised, registered or supervised in the United Kingdom, Canada, Switzerland and Slovenia. The regulated entities delivering payment services are held within the ownership structure of the group’s ultimate beneficial owners — so accountability does not stop at an introduction.
Five verticals. One accountable group.
Open UK e-money accounts, move money across 170+ countries, and convert 40+ currencies at institutional rates — through an FCA-authorised electronic money institution, a UK authorised payment institution and a FINTRAC-registered money services business held within the group's own ownership structure. Dedicated IBANs, SEPA, SWIFT, Faster Payments, CHAPS, BACS, 50+ payment routes.
Launch a bespoke Alternative Investment Fund without building an AIFM. BLK Finance is an ATVP-registered alternative investment fund manager in Slovenia under ZUAIS, structuring and managing AIFs for professional investors — regulatory wrapper, governance and reporting already in place.
Professional investors only. Capital at risk.
Accept crypto and stablecoins, settle to fiat, pay out cross-border and hold assets in institutional-grade custody through XCHANGE360, serving businesses across 150+ countries. Built for treasurers who need an audit trail, not a wallet.
Swiss operations are AML-supervised through ARIF, a FINMA-recognised self-regulatory organisation. This is anti-money-laundering supervision under the Swiss AMLA, not a FINMA prudential licence. Digital assets are volatile; values can fall as well as rise.
Payments strategy, EU corporate setup routes, cross-border structuring, VAT/VIES oversight, receivables and M&A support — from advisers who run regulated businesses themselves and can hand you to a group entity that holds a licence when advice turns into execution.
White-label digital wallets, API-driven payment gateways, AI-led fraud prevention and the BLK XGATE digital-asset custody platform — the infrastructure our own regulated brands run on, licensed to yours.
Our Portfolio
Most payment platforms are introducers standing between you and a licence they do not control. BLK Group’s operating brands — including the regulated entities — are held within the ownership structure of the group’s ultimate beneficial owners. That is why our answers hold.
Strategy that ends in execution, not a deck.
Business and financial advisory for internationally operating companies: payment and settlement strategy including crypto on- and off-ramps, EU corporate setup routes, cross-border structuring, VAT/VIES reporting oversight, receivables processes and M&A support. Where advice needs a licence to execute, we introduce you to a group entity that holds one — and stay in the room.
BLK Advisory Services does not custody funds and does not perform regulated administration or statutory filings.
Visit blkadvisoryservices.com
Your fund, our AIFM licence.
A Ljubljana-based asset manager registered as an alternative investment fund manager with the Slovenian Securities Market Agency (ATVP) under the Slovenian Alternative Investment Fund Managers Act (ZUAIS). BLK Finance designs and manages customised Alternative Investment Funds for professional investors, bringing the regulatory wrapper, governance and reporting so sponsors can focus on strategy — alongside data-driven fintech strategy consulting.
Alternative Investment Funds are available to professional investors only. Capital at risk. Past performance is not a guide to future performance.
Visit blkfinance.com
One brand. Licences inside the group.
VIP360 is BLK Group's payments brand, operated by VIP Tech360 Ltd (Cyprus, HE463449) — a single commercial front for regulated payment services delivered by entities held within the ownership structure of the group's ultimate beneficial owners. Regulated services are delivered by: Remittance360 Ltd — authorised by the UK Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 901072). E-money issuance, dedicated IBANs, e-money wallets and prepaid card programmes. MDRN FX Services Limited — an authorised payment institution regulated by the UK Financial Conduct Authority (company number 06401266, FRN 540997), in which the group's ultimate beneficial owners hold an interest. Money remittance, payment services, and foreign exchange ancillary to a payment transaction. Authorised payment institution status carries no turnover ceiling, so the group's UK payment capability scales with client volume rather than against it. General Payments Gate Ltd — registered as a money services business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC), registration M22457458. International money transfer and currency conversion. VIP Payments Ltd — registered with the UK Financial Conduct Authority as a small payment institution (FRN 750503). Payment services and foreign exchange ancillary to payments. VIP Payments Ltd is being consolidated into MDRN FX Services Limited, subject to regulatory approval; until that consolidation completes, both entities continue to operate under their own permissions and every client is onboarded by, and contracts with, the entity named in their agreement. One relationship and one commercial conversation — across dedicated IBANs, e-money wallets, prepaid card programmes, international remittance over SEPA, SWIFT, Faster Payments, CHAPS and BACS, and multi-currency FX in 40+ currencies across 170+ countries.
VIP Tech360 Ltd operates the VIP360 brand and platform and does not itself provide regulated financial services, execute transactions or hold client funds. Each client contracts directly with the licensed entity delivering the service, under that entity's own licence, terms and compliance framework, and is onboarded by that entity. These entities are related parties of VIP Tech360 Ltd by virtue of common ultimate beneficial ownership; the contracting entity is identified to every client before onboarding. Ownership interests differ between entities and full details are available on request.
Visit vip-360.com
Crypto in. Fiat out. Auditable in between.
XCHANGE360 is BLK Group's digital-asset brand: a single commercial front for crypto settlement, OTC execution, custody and payouts delivered by regulated entities held within the ownership structure of the group's ultimate beneficial owners. Accept crypto and stablecoins, convert and settle in fiat, pay out cross-border and hold assets in institutional-grade custody — serving businesses across 150+ countries. Swiss operations are conducted by an entity affiliated to ARIF, a self-regulatory organisation recognised by FINMA for anti-money-laundering supervision (member 4572).
ARIF affiliation is anti-money-laundering supervision under the Swiss Anti-Money Laundering Act, not a FINMA prudential licence. Regulated services are provided by the licensed entity concerned, under its own licence and terms; the contracting entity is identified to every client before onboarding. Digital assets are volatile; values can fall as well as rise.
Visit xchange-360.com
The rails our own brands run on.
Digital wallet technology and API-driven payment gateway infrastructure for fintechs, PSPs, merchants, crypto exchanges and digital banking platforms — with AI-driven fraud prevention, real-time monitoring and BLK XGATE, our white-label digital-asset custody platform. Proven inside a regulated group before it was ever licensed out.
Visit blk-tech.com
Enterprise infrastructure for regulated institutions
Enterprise SaaS and payment infrastructure built for firms that answer to a regulator: AI-driven CRM and onboarding automation, real-time transaction monitoring and risk intelligence, and a modular ecosystem consolidating banking APIs, PSPs and compliance tooling into one stack.
VIPTECH is a technology provider and does not deliver regulated financial services.
Visit viptech360.com
Complex ownership. Multi-jurisdiction flows. A corridor nobody wants to price. A fund structure that needs an AIFM by Q4. Tell us what you need to move, where, and under what scrutiny — and we will tell you within one conversation whether a group entity can serve you, and which one.
No obligation. No onboarding until you have seen the structure in writing.
Practical briefings on payments, e-money, digital assets and fund structuring across the jurisdictions we operate in. No promotional email.
One group. Regulated financial infrastructure across payments, digital assets, advisory and technology. BLK Group operates six specialised brands from Cyprus, the UK, Switzerland, Canada, Germany and Bulgaria, delivering licensed payment, e-money, digital-asset and advisory capabilities to internationally operating businesses.
One group. Regulated financial infrastructure across payments, digital assets, advisory and technology. BLK Group operates six specialised brands from Cyprus, the UK, Switzerland, Canada, Germany and Bulgaria, delivering licensed payment, e-money, digital-asset and advisory capabilities to internationally operating businesses.
HQ
Spyrou Kyprianou Avenue 67, 4003 Limassol, Cyprus
Brands within BLK Group are operated by separate legal entities. Regulated financial services are provided only by the licensed entity concerned, under its own licence and terms. Certain group brands and the regulated entities delivering services under them are related parties by virtue of common ultimate beneficial ownership; ownership interests differ between entities, and the contracting entity and its regulatory status are disclosed to every client before onboarding. Technology and advisory entities within the group do not provide regulated financial services, execute transactions or hold client funds. Details of each entity’s regulatory status are available on the respective brand website.
Nothing on this website constitutes an offer, solicitation or recommendation in any jurisdiction where such activity would be unlawful, or to any person to whom it would be unlawful to make such an offer. Services are not available in all jurisdictions.
© 2026 BLK Group Ltd. All rights reserved.