Holding company. Separate group companies. No client relationships.

BLK Group is a holding company. Its group companies provide the services, each under its own licence or registration.

BLK Group Holding Ltd is the holding company of a group of separately incorporated companies active in payments and e-money, digital assets, alternative investment fund management, corporate advisory and technology. Some of those companies are authorised, registered or supervised in their own jurisdictions to provide specific services. BLK Group Holding Ltd itself serves no clients.

See the portfolio Regulatory status of BLK Group Holding Ltd

The holding company, on the record

BLK Group Holding Ltd has no clients and provides no regulated service.

BLK Group Holding Ltd is a limited liability company incorporated in Cyprus on 11 July 2024 under registration number HE 462698. Its activity is limited to holding participations in other companies. It is not authorised, licensed or supervised by the Cyprus Securities and Exchange Commission (CySEC), the Central Bank of Cyprus or any other financial-services regulator, and it carries on no activity for which such an authorisation is required. Any authorisation or registration named on this page belongs to the group company named next to it, and to that company only.

Sectors in which BLK Group is active through ownership: payments, digital assets, funds, advisory and technology

Offices across the group, giving a first-hand understanding of what each sector and market needs

60+

People across the group companies working towards the same goal: the best possible solutions

FCA · FINTRAC · Bank of Canada · ARIF · ATVP

Bodies with which individual group companies are authorised, registered or affiliated. None of them supervises BLK Group Holding Ltd

About BLK Group

What BLK Group Holding Ltd does, and what it does not do.

The line between the holding company and the operating companies is fixed. Shareholding and oversight sit with BLK Group Holding Ltd. Every service, every contract and every client relationship sits with a group company.

BLK Group Holding Ltd does

Hold shares in group companies. It holds shares in some of the companies listed on this page today; the ownership of the others is being restructured
Exercise its rights as a shareholder and set group-level strategy and governance standards
Publish this website as corporate information about the group and its structure
Answer corporate enquiries about the holding company itself, from shareholders, regulators, counterparties and the media

BLK Group Holding Ltd does not

Provide investment services or activities, investment advice or portfolio management
Provide payment services, issue electronic money or exchange currency
Provide crypto-asset services, including exchange, custody or transfer of crypto-assets
Manage, offer or market investment funds or units in them
Accept, hold or control client funds or client assets
Solicit, onboard, advise or contract with clients, for itself or on behalf of any group company

Portfolio

The portfolio: five sectors, separate companies, each with its own authorisation.

BLK Group invests in and holds companies in the five sectors below; it does not operate in them itself. Each company is a separate legal entity with its own terms and its own regulatory status. Anyone looking for a service must contact the relevant company through its own website. BLK Group Holding Ltd does not accept or pass on service enquiries.

Payments & E-Money

Payment and e-money services are provided under two brands. Alpha Transfers (alphatransfers.co.uk) is the brand of MDRN FX Services Limited. VIP360 (vip-360.com) is the brand under which Remittance360 Ltd and General Payments Gate Ltd operate, and a trading name of Remittance360 Ltd registered with the FCA. Client money is handled only by the authorised or registered entity concerned, never by BLK Group Holding Ltd.

Change to the group

MDRN FX and VIP Payments have merged and now operate under one brand: Alpha Transfers.

Alpha Transfers is a trading name of MDRN FX Services Limited, an FCA-authorised payment institution (FRN 540997). Client accounts of VIP Payments moved to MDRN FX Services Limited on 1 October 2026.

Go to alphatransfers.co.uk

Authorised · FCA

MDRN FX Services Limited, trading as Alpha Transfers

Brand: Alpha Transfers · alphatransfers.co.uk

FCA-authorised payment institution · FRN 540997

England & Wales, company no. 06401266. Money remittance, payment services and foreign exchange ancillary to a payment transaction.

Authorised · FCA

Remittance360 Ltd, trading as VIP360

Brand: VIP360 · vip-360.com

FCA-authorised electronic money institution · FRN 901072

England & Wales, company no. 12181797. VIP360 is a trading name of Remittance360 Ltd registered with the FCA. E-money issuance, dedicated IBANs, e-money wallets and prepaid card programmes.

Registered · FINTRAC · Bank of Canada

General Payments Gate Ltd, operating under the VIP360 brand

Brand: VIP360 · vip-360.com

FINTRAC-registered money services business · MSB M22457458. Registered payment service provider with the Bank of Canada under the Retail Payment Activities Act

Canada. International money transfer and currency conversion. FINTRAC registration is an anti-money-laundering registration, and Bank of Canada registration is not a licence or an endorsement.

Not regulated

VIPTECH 360 Ltd

Technology company. Developed the platform the payment entities use and owns the related domains

Cyprus, HE 463449. Supplies technology only. Does not provide regulated services, execute transactions or hold client funds.

Services and enquiries, on the companies' own websites:alphatransfers.co.uk vip-360.com Portfolio profile: Payments & E-Money

Asset Management

Alternative investment funds are managed by BLK Finance d.o.o. in Slovenia. Its status is registered, not authorised: it has no AIFMD marketing passport and provides no MiFID investment services.

Registered · ATVP

BLK Finance d.o.o.

Registered (sub-threshold) alternative investment fund manager under ZUAIS, on the ATVP register

Železna cesta 18, 1000 Ljubljana, Slovenia. Management of alternative investment funds for professional investors only.

Nothing on this website is an offer of, or marketing for, units in any fund.

Go to blkfinance.com

Portfolio profile: Asset Management

Crypto & Digital Assets

Digital-asset exchange and settlement services are provided under the XCHANGE360 brand, to businesses and institutions only. The status of each entity differs, and none of them holds a prudential licence.

AML-supervised · ARIF

Xchange 360 SA

Affiliated to ARIF, a self-regulatory organisation recognised by FINMA for AML supervision · Member 4572

Chemin de la Joliette 3, 1006 Lausanne, Switzerland, CHE-342.141.056. This is anti-money-laundering supervision under the Swiss AMLA, not a FINMA prudential licence.

Registered · FINTRAC · Bank of Canada

General Payments Gate Ltd

FINTRAC-registered money services business, including dealing in virtual currency · MSB M22457458. Registered payment service provider with the Bank of Canada under the Retail Payment Activities Act

Canada.

A licence application is in progress in Bulgaria. No services are provided under it and no permission exists until it is granted.

Go to xchange-360.com

Portfolio profile: Crypto & Digital Assets

Corporate Advisory

Business advisory on payments strategy, corporate structuring and M&A support is provided by BLK Advisory Services Limited. It holds no financial-services licence and never holds client funds.

Not regulated

BLK Advisory Services Limited

Unregulated advisory firm

Isle of Man, company no. 020734V. 2A Lord Street, PO Box 95, Douglas, IM99 1HP. No investment services, no tax or audit opinions, no custody of funds.

Go to blkadvisoryservices.com

Portfolio profile: Corporate Advisory

Technology

BLK Tech and VIPTECH supply payment and digital-asset software. They are technology providers: they hold no financial-services licence, execute no transactions and hold no client funds.

Not regulated

BLK Tech Ltd

Technology provider. Wallet infrastructure, payment gateway API and the BLK XGATE custody platform

Registered office: Spyrou Kyprianou Avenue 67, 4003 Limassol, Cyprus.

Not regulated

VIPTECH 360 Ltd

Technology provider. Developed the platform used by the group's payment entities and owns the related domains

Cyprus, HE 463449. Floor 1, Spyrou Kyprianou 67, 4003 Mesa Geitonia, Limassol. Does not provide financial, payment or investment services.

Go to blk-tech.com Go to viptech360.com

Portfolio profile: Technology

BLK Group Holding Ltd holds shares in some of the companies listed. The others are affiliated with it through common ultimate beneficial ownership, and a restructuring of their ownership is in progress, subject to any regulatory approval required. Authorisations and registrations can be verified on the public registers of the FCA, FINTRAC, the Bank of Canada, ARIF and ATVP.

Client relationships

Every client relationship sits with a group company. None sits with BLK Group.

A person who uses a service of a group company is a client of that company alone. BLK Group Holding Ltd is not a party to the contract, gives no advice, handles no money and makes no decision on any client or transaction.

Step 01EnquiryMade directly to the group company, through its own website and its own staff. Never through BLK Group Holding Ltd.
Step 02Onboarding and contractCarried out by that company, under its own terms, its own compliance checks and its own authorisation or registration.
Step 03Service and complaintsDelivered and answered for by that company, to its own regulator where it has one. BLK Group Holding Ltd has no role.

Corporate enquiries only.

BLK Group Holding Ltd can be contacted on matters that concern the holding company itself: shareholder and corporate matters, regulatory correspondence, counterparty due diligence on the group structure, and media.

Requests for accounts, payments, digital-asset services, fund information or advice are not handled by BLK Group Holding Ltd. Please use the website of the relevant group company listed above.

Email info@blkgroup.com